Tag: Financial Services Pricing

Conquering the Beast: Charging the Right Fees | AccountingWEB

Conquering the Beast: Charging the Right Fees | AccountingWEB

Almost every CPA I mentor tangles themselves in a web of confusion and wrestles with the same beast. The confusing nail biting beast that I am referring to is pricing. It really pains me to see fellow practitioners struggle with pricing and not setting, or getting, the fees that they deserve. And realistically, when approached […]

Swing pricing dampens outflows in underperforming funds | Fund Strategy

Swing pricing dampens outflows in underperforming funds | Fund Strategy

New analysis reveals swing pricing dampens outflows in underperforming funds as Vanguard and Jupiter become the latest asset managers to introduce the pricing model. In addition, swing pricing has a limited effect during stress episodes despite liquidity mismatch being one of the issues the model aims to address, the Bank of International Settlements research says. […]

Vanguard changes pricing structure on mutual funds | Fund Strategy

Vanguard changes pricing structure on mutual funds | Fund Strategy

Vanguard has changed the pricing structure across its mutual funds to align it with the way costs are calculated among its peers. Funds across Vanguard’s UK and Ireland domiciled fund ranges now use swing pricing rather than single pricing, meaning that if the fund’s investors make large purchases or redemptions the price will be adjusted […]

European Central Bank might raise capital requirements for neobanks | Business Insider

European Central Bank might raise capital requirements for neobanks | Business Insider

As neobanks continue to proliferate, regulators around the world are assessing how best to license them. The European Central Bank (ECB) is the latest body to publish its thoughts on the matter, with a draft guide for fintechs thinking of applying for a banking license issued last week. The guide outlines the criteria the ECB will assess an […]

The C-Suite Challenges of a Trade Finance Bank | Finextra

The C-Suite Challenges of a Trade Finance Bank | Finextra

Over the last two year, globally we have seen a drop in revenues from trade finance from USD 41 billion to USD 36 billion. Banks not only need to look at ways of driving deeper wallet share of the large corporate client’s business but also look to grow its business from MSMEs and SMEs. With […]

Moody’s investigates effects of smart beta ETF price war | ETF Strategy

Moody’s investigates effects of smart beta ETF price war | ETF Strategy

The ongoing price war in smart beta ETF fees has the potential to negatively impact the credit ratings of traditional active asset managers as well as smart beta ETF providers, according to credit rating agency Moody’s. Goldman Sachs will join providers Vanguard, BlackRock and Charles Schwab by offering a smart beta ETF for less than […]

Farmers Insurance asks court to block state review of auto rates and a possible refund order | LA Times

Farmers Insurance asks court to block state review of auto rates and a possible refund order | LA Times

The roots of the Farmers case are quite different, but ultimately involve the issue of whether the commissioner can order a retroactive rate cut or otherwise tinker with already approved rates. The case started with a 2015 lawsuit brought by Farmers customers who alleged that the company had been illegally charging some customers more than […]

5 Things To Know Before Taking A Loan Online | Value Walk

5 Things To Know Before Taking A Loan Online | Value Walk

2. Tailored products Another way alternative lenders are setting themselves apart is by offering unique financial products. You can tailor the specifics of the loan, such as the timeline for payback and the purpose of the loan. Businesses can use everything from inventory to invoices without the need for a personal guarantee. This sort of […]

How can insurers assess risks for new emerging products | Actuarial Post

How can insurers assess risks for new emerging products | Actuarial Post

A dynamic approach to risk pricing To meet the rapidly evolving risk transfer needs and expectations of businesses and consumers today, insurers must develop dynamic insurance products that react to real-time information about risk. Using AI and alternative data sources like the web, insurers can not only understand new areas of risk – they can […]

Predictive Analytics in Insurance | Actuarial Post

Predictive Analytics in Insurance | Actuarial Post

2 – Take a strategic approach to deployment Implementation of predictive models is arguably one of the biggest hurdles within the whole process. During this phase, the models are integrated with existing systems. The best thing to do is take a strategic approach by starting deployment with a system that will make the output easy […]