Tag: Financial Services Pricing

The C-Suite Challenges of a Trade Finance Bank | Finextra

The C-Suite Challenges of a Trade Finance Bank | Finextra

Over the last two year, globally we have seen a drop in revenues from trade finance from USD 41 billion to USD 36 billion. Banks not only need to look at ways of driving deeper wallet share of the large corporate client’s business but also look to grow its business from MSMEs and SMEs. With […]

Moody’s investigates effects of smart beta ETF price war | ETF Strategy

Moody’s investigates effects of smart beta ETF price war | ETF Strategy

The ongoing price war in smart beta ETF fees has the potential to negatively impact the credit ratings of traditional active asset managers as well as smart beta ETF providers, according to credit rating agency Moody’s. Goldman Sachs will join providers Vanguard, BlackRock and Charles Schwab by offering a smart beta ETF for less than […]

Farmers Insurance asks court to block state review of auto rates and a possible refund order | LA Times

Farmers Insurance asks court to block state review of auto rates and a possible refund order | LA Times

The roots of the Farmers case are quite different, but ultimately involve the issue of whether the commissioner can order a retroactive rate cut or otherwise tinker with already approved rates. The case started with a 2015 lawsuit brought by Farmers customers who alleged that the company had been illegally charging some customers more than […]

5 Things To Know Before Taking A Loan Online | Value Walk

5 Things To Know Before Taking A Loan Online | Value Walk

2. Tailored products Another way alternative lenders are setting themselves apart is by offering unique financial products. You can tailor the specifics of the loan, such as the timeline for payback and the purpose of the loan. Businesses can use everything from inventory to invoices without the need for a personal guarantee. This sort of […]

How can insurers assess risks for new emerging products | Actuarial Post

How can insurers assess risks for new emerging products | Actuarial Post

A dynamic approach to risk pricing To meet the rapidly evolving risk transfer needs and expectations of businesses and consumers today, insurers must develop dynamic insurance products that react to real-time information about risk. Using AI and alternative data sources like the web, insurers can not only understand new areas of risk – they can […]

Predictive Analytics in Insurance | Actuarial Post

Predictive Analytics in Insurance | Actuarial Post

2 – Take a strategic approach to deployment Implementation of predictive models is arguably one of the biggest hurdles within the whole process. During this phase, the models are integrated with existing systems. The best thing to do is take a strategic approach by starting deployment with a system that will make the output easy […]

How Dodd-Frank Hurts the Poor | Bloomberg

How Dodd-Frank Hurts the Poor | Bloomberg

Think of any old newspaper. Every day, or every week, it prints up some sheets of paper covered with recent news and advertising, and sells those papers to consumers. Its revenue comes from both the consumers who buy the papers, and the advertisers who pay the papers to display their copy to those readers. Economists […]

BBVA Compass posts 29 percent jump in profits | Birmingham Business Journal

BBVA Compass posts 29 percent jump in profits | Birmingham Business Journal

Net interest income totaled $585 million, an increase of $82 million, or 16 percent, from the second quarter of 2016. Company officials said the increases in net interest income is reflective of higher short-term interest rates anda disciplined deposit pricing strategy. Read complete article here: BBVA Compass posts 29 percent jump in profits – Birmingham […]

Low-cost demands spurring managed futures evolution | Pensions & Investments

Low-cost demands spurring managed futures evolution | Pensions & Investments

Demand for lower fees and customization is pushing the small cadre of institutional systematic trend-followers to offer more affordable versions of their flagship strategies. Competition for institutional investor assets is fierce in the managed futures market — widely accepted as the most commoditized in the hedge fund industry — with intense price competition between old-school […]

Aldermore pledges ‘no dual pricing’ in broker service overhaul | Mortgage Strategy

Aldermore pledges ‘no dual pricing’ in broker service overhaul | Mortgage Strategy

Aldermore has set out new broker service promises, including guarantees of no dual pricing whether customers go direct or through brokers. The lender promises brokers dedicated contacts, including assigning a specialist underwriting contact to each residential and buy-to-let case. Aldermore has also pledged transparent service, involving sharing its current underwriting process and case timescales every […]