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Tag: loan pricing

As Interest Rates and New Vehicle Prices Rise, Loan Terms and Payments Reach for the Sky | The Truth About Cars

As Interest Rates and New Vehicle Prices Rise, Loan Terms and Payments Reach for the Sky | The Truth About Cars

Image, for a moment, that the trailer pictured above is filled with debt. It’s a good representation of the average new vehicle purchase. Looking at last month’s stats, you’d have to go back to the safe and comfortable pre-Twitter era to find a January in which fewer people got their hands on a zero percent […]

Home loans to be transparent, but at the cost of volatile rates | Livemint

Home loans to be transparent, but at the cost of volatile rates | Livemint

Transparency journey It has been a concern even earlier that loan pricing is not transparent and transmission to retail borrowers doesn’t happen completely. This also means that when interest rates go up, they don’t come down easily for loans, but deposit rates are sticky at lower levels, so when the rates increase deposits rates don’t […]

Wells Fargo Simplifies Payments Pricing to Compete With Square | Bloomberg

Wells Fargo Simplifies Payments Pricing to Compete With Square | Bloomberg

Wells Fargo & Co. will simplify the prices it charges small businesses to accept credit- and debit-card transactions as the bank responds to pressure from startups such as Jack Dorsey’s Square Inc. The changes, which are tailored for small businesses that process $100,000 a year or less, eliminate many of the complicated pricing policies that […]

Does “Factor Pricing” Make Sense? | Inc.com

Does “Factor Pricing” Make Sense? | Inc.com

Forbes recently interviewed OnDeck CEO Noah Breslow and–the day before his third quarter earnings call–gave him an opportunity to address many of the criticisms hurled at his company and the short term on-line lending industry. As usual, Noah gave an eloquent defense. At the crux of the debate is how loans should be presented to […]

Pricing News Daily > 3/10/15

Pricing News Daily > 3/10/15

Pricing News Daily is a digest of top pricing strategy in the news, strategy expert and technology leader’s thought leadership, industry news and events, and resources for pricing professionals, business owners, creative professionals, and independent contractors. This Edition is brought to you by: Asia Pricing Professionals Asia Pricing Professionals (APP) is a not-for-profit community of pricing […]

Wells Fargo Puts a Ceiling on Subprime Auto Loans | NYTimes.com

Wells Fargo Puts a Ceiling on Subprime Auto Loans | NYTimes.com

Wells Fargo, one of the largest subprime car lenders, is pulling back from that roaring market, a move that is being felt throughout the broader auto industry. The giant San Francisco bank, known for its stagecoach logo and its steady profits, has been at the center of the boom in making loans to people with […]

Pricing News Daily > 2/26/15

Pricing News Daily > 2/26/15

Pricing News Daily is a digest of top pricing strategy in the news, strategy expert and technology leader’s thought leadership, industry news and events, and resources for pricing professionals. This Edition is brought to you by:   Strategic Pricing Associates SPA is the leading provider of pricing analytics to 100′s of complex companies of all types: […]

J.P. Morgan in talks with Justice Department over auto loan pricing | MarketWatch

J.P. Morgan in talks with Justice Department over auto loan pricing | MarketWatch

J.P. Morgan Chase & Co. said it is in discussions with the Justice Department as part of a federal probe into whether auto lenders are doing enough to prevent dealers from charging higher interest rates to minorities. The largest U.S. bank by assets said in a securities filing disclosed Tuesday afternoon it is in talks […]